To qualify for a loan, all loan borrowers must:
- Have a verifiable name, date of birth and social security number;
- Be at least 18 years of age;
- Have a credit score of at least 600;
- Have a U.S. address;
- Have a job or another verifiable source of regular income;
- Be eligible for membership with Mission City FCU;
- meet our minimum credit requirements; and
- have a personal banking account at a U.S. financial institution with a routing transit number.